Monday, September 21, 2009

Money savers of the world, unite!

Next week we will get our first long-term disability check. We are so thankful that God has provided this income for us, but we are also wondering how this is going to work. We will be living off 66% of one income, so we need to cut an additional $1000 per month. At first, it was very overwhelming. We've looked at the budget, eliminated all the extras we can find, but are still short by $100-200/month. In other words, help us get creative! What money saving tricks or tips do you do that you can share? Just as a heads-up, we don't have cable or long-distance, we re-financed our mortgage at 5% earlier this year, we've changed our home and auto insurance to reduce it, our dial-up internet is free, I'm using Swagbucks to pay for Christmas and birthday gifts, our grocery budget is $50 (yes, we can still eat healthy foods with that) and we've already cut out all $$ for clothing and entertainment. So we need ideas that go beyond all of that. Any ideas you can send our way are most appreciated! Thank you!!

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